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    Please answer the following 3 questions. Please use the chapter readings attached as references and cite in APA format. This is due tomorrow.

    In your initial response to the topic you have to answer all questions.

    1. Discuss some advantages and disadvantages of using insurance to deal with health-related risks.

    2. How can FSAs and HSAs be used to manage health-related costs?

    3. Why might businesses want to use a SHOP exchange?

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